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Fixed APR Credit Cards - Low Fixed APR Credit Cards.Fixed APR credit cards have a fixed interest rate that usually lasts for as long as you use the card. If you transfer a balance to a credit card with a fixed APR of 8.9%, the APR for this balance will usually stay at this 8.9% level until the balance is paid in full. A few credit cards offer a fixed APR on only purchases. While others offer a fixed APR on only balance transfers. And, some offer a fixed APR on both purchases and balance transfers.
Low Fixed APR Cards
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Low Fixed APR's
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- 0% APR on purchases for up to 15 months
- No Annual Fee
- Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance.
- Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
- Membership Rewards Express® program
- Express Approval. Get a decision in less than 60 seconds.
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Low Fixed APR's 
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- FREE Rewards Program designed for hard-working union members.
- Get 2,000 bonus points after first purchase, more than halfway to a $25 Gift Card.
- Earn 1 Point for every dollar spent anywhere
- Earn 2 Points for every dollar spent at gas stations, grocery stores, and drug stores.
- NO Balance Transfer Fees and APR stays FIXED until the balance is paid in full*.
- 1.99% introductory APR on new purchases*.
- All Calls answered in the United States.
- No annual fee and No liability for unauthorized use.
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